For how many months can benefits and premiums be suspended under a Medicare Supplement policy if the individual is determined eligible for Social Security disability benefits?

The correct answer is based on the provisions outlined for Medicare Supplement policies regarding individuals who qualify for Social Security disability benefits. When a person becomes eligible for Social Security disability benefits, their Medicare Supplement policy allows for benefits and premium payments to be suspended for a duration of 24 months. This suspension period provides individuals the flexibility to manage their financial resources during a time when they may have lost their regular income due to disability.

Understanding the significance of this 24-month period is also key. It aligns with the waiting period for Medicare coverage to start for those receiving disability benefits. Once the 24 months have elapsed, beneficiaries are then eligible to reinstate their Medicare Supplement without needing to go through medical underwriting, thus ensuring they can maintain their healthcare coverage through a crucial transitional period.