What type of offense is a violation of Maryland insurance laws subject to?

A violation of Maryland insurance laws is classified as a misdemeanor. This classification means that the offense is less severe than a felony, typically involving less severe penalties, which may include fines or short-term imprisonment.

In Maryland, the law establishes specific penalties for insurance law violations, reinforcing the concept that these offenses, while serious, are not among the most grave criminal offenses, which would fall under the felony category. Understanding that violations of regulations regarding insurance conduct are treated as misdemeanors helps insurance agents and brokers recognize the legal ramifications of their actions in a professional context.

The other classifications, such as federal offense, would apply to violations of federal laws and are thus not relevant in this situation, while none of the above does not accurately reflect the nature of the offense.