Which coverage is typically provided under a major medical policy?

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Prepare for your Accident and Health Insurance Agent/Broker Exam. Use flashcards and multiple choice questions to enhance your knowledge. Each question includes hints and explanations. Get exam-ready now!

Major medical policies are designed to provide extensive coverage for a wide range of healthcare expenses. Among the types of services included in this coverage, outpatient care is a significant component. Outpatient care refers to medical services that do not require an overnight stay in a hospital, such as doctor visits, diagnostic tests, and certain procedures. This coverage is crucial because it addresses many common medical needs that can occur outside of a hospital setting.

While other options such as home nursing visits and emergency transportation services may also be included in certain policies, they are not universally covered under all major medical plans. Meanwhile, monthly income from disability insurance is a different type of coverage altogether, unrelated to medical expenses. Hence, outpatient care stands out as a typical provision in major medical policies due to its broad applicability and importance in managing healthcare costs for policyholders.

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